Home Loan Rates & Mortgage Rates Predictions: Expect a solid spring buying season with lowest rates – Oofy Mortgage Applications Soar As Refinances Surge On A Big Rate Drop Refinances, which are most rate-sensitive, led the surge, jumping a remarkable 47% week to week and 97% annually. That pushed the refinance share of total mortgage application volume to 49.8% from."Fixed-rate mortgage rates have dropped 0.6 percentage points since November 2018 and today are lower than they were a year ago. With interest rates at this level, we expect a solid home-buying.
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